Candidate Profile for a Credit Risk Manager

A CA(SA) with nine years at a Top 4 Audit Firm in Cape Town, progressing from Financial Services Audit Trainee through to Senior Audit Manager, including a short secondment in the United Kingdom. Her portfolio is firmly rooted in financial services, with her largest engagement being a JSE-listed retail bank, alongside exposure to other major banks, unsecured lenders, collective investment schemes, Cayman Islands hedge funds and a leading JSE-listed retailer with credit operations. She leads reviews of consolidated IFRS financial statements for complex multi-entity groups, with strong technical depth in IFRS 9 Expected Credit Losses, consolidations, impairment and disclosures, and has a track record of commercial thinking, having lifted the gross margin on one engagement from 25% to 41% through targeted efficiencies. Known for her calm demeanour under pressure and a genuine commitment to developing her teams, she brings strong coaching and mentorship experience and was recently assessed for associate director readiness. She is now looking to make the move into industry, targeting financial management, credit risk or risk management roles within banking, lending, financial services or retail.